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Personal Checking Accounts

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Direct Deposit (Preferred) Checking

Senior (65+)
Free Checking

Classic
Checking

Campus
Checking
 ††

Minimum Balance Requirement

None

None

None

None

Monthly Maintenance Fee

None

None

$5

None

Direct Deposit Requirement

Yes

No

No

No

Free Checks

Yes

Yes

No

No

iAccount Web Bank

Yes

Yes

Yes

Yes

EZ Pay Bill Payer

Yes

No

No

No

WFCU ATMs

No Charge

No Charge

No Charge

No Charge

Non-WFCU debit & ATM transactions (PIN-based)  †

15 Free/month; then $1.25/transactions

Not Available

$1.25/transaction

15 Free/month; then $1.25/tr.

Non-WFCU debit POS transactions (signature based)

No Charge

No Charge

No Charge

No Charge

Certificate Account  Bonus Points

.25 basis points

Not Available

Not Available

Not Available

Loan Discount *

.50 basis points

Not Available

Not Available

Not Available

VISA Card

Must Qualify

Must Qualify

Must Qualify

Must Qualify

Overdraft Protection

Must Qualify

Must Qualify

Must Qualify

Must Qualify

 †WFCU will not charge transaction fees (within the benefit allowance) when using an ATM outside the SUM network;however you may be charged a fee by a bank outside the SUM network.

††Annual proof of enrollment will be required

 

 

 

 

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